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Payments Council Executive Committee

Gary Hocking, Managing Director and Deputy Chief Executive

Gary is Managing Director of the Payments Council. Gary has worked in the payments and cards industries for 20 years, leading major change programmes, including the multi-stakeholder Chip and PIN programme from 2001-2006.  Gary led the delivery of the Current Account Switch Service (launched in September 2013) and the development of the UK’s new mobile payments service, Paym (launching 29 April 2014).



The Payments Council works closely with contracted payment schemes in the UK.  These schemes are led by:


Michael Chambers, Bacs Payment Schemes Managing Director

Michael is the managing director of Bacs which has been at the heart of the payments industry for over 40 years.  Bacs is responsible for the schemes behind the clearing and settlement of automated payments in the UK.  Prior to joining Bacs, Michael held a number of strategic positions at Barclays Bank including head of electronic solutions delivery; senior solutions delivery manager; and head of funds control.


Angela Thomas, Managing Director, Cheque and Credit Clearing Company

Angela is the managing director of the Cheque and Credit Clearing Company Limited, the organisation responsible for the bulk clearing of cheques and paper credits throughout Great Britain. Prior to joining the Cheque and Credit Clearing Company Angela worked at Abbey National leading a specialist team covering the banks external payment and regulatory strategy.



Craig Tillotson, Managing Director, Faster Payments Scheme Ltd

Craig is Managing Director of Faster Payments Scheme Limited. He has enjoyed a successful and varied career over the last 25 years as a large business board director, unit director and strategy consultant in the telecoms and technology industries, gaining substantial operations and strategic management experience within the Vodafone and T-Mobile Groups.  Prior to this he worked for ten years as a strategy consultant with McKinsey & Company in telecoms, transportation, healthcare and financial services, with an initial focus on information systems development. 


Phil Kenworthy, Managing Director, CHAPS Co

Phil is the Managing Director of CHAPS Co who provide secure, real-time, high value payment processing within the UK.  Phil joined CHAPS Co from CLS, the Foreign Exchange Settlement body. He served as CLS Director of Operations for six years.  Phil served on the Board of CHAPSCo and chaired the Audit Committee between 2008 and 2010.  He also has prior experience in roles at CRESTCo and the Bank of England.  



John Howells, Chief Executive, LINK ATM Scheme

John Howells is the Chief Executive of LINK, the UK’s cash machine network.  He was previously the Vice President responsible for Benefits and Pensions Consulting at Capgemini and a Director of Gemini Consulting’s Financial Services business where he specialised in the design and implementation of strategic change for major public and private sector organisations



Ivan Laird, Chairman, BBCCL

Joined Ulster Bank in 1964 as a junior clerk and retired in 2002 as Finance Director when, in addition to Finance, his responsibilities also included Risk, Internal Audit, Compliance, Purchasing and the Company Secretary’s Office.

Appointed to the Board of BBCC when it was established in 2007 - he took over as Chairman in 2008. He is also a Director and Treasurer of Ulidia Housing Association, Finance Director of the Towell Building Trust and a lay member of the Complaints Committee of the Chartered Accountants Regulatory Board in Ireland.