Information for Payment Service Providers

Adherence to the SEPA schemes

The Payments Council is the UK’s National Adherence Support Organisation (NASO) whose role is to facilitate the adherance of UK-based payment service providers to the SEPA Credit Transfer Scheme and the SEPA Direct Debit Schemes. Any institution that meets the eligibility criteria set out in the scheme rulebooks can apply to become a SEPA scheme participant.

The SEPA Credit Transfer and SEPA Direct Debit Adherence packs, which include a Guide to the Adherence Process and a set of frequently asked questions, can be downloaded from the EPC’s website along with copies of the scheme rulebooks and other key documents. Having followed the guidance notes available from the EPC website, completed the documentation - comprising the signed original versions of the Adherence Agreement, Schedule and Legal Opinion(s) - can then be submitted to the EPC via the Payments Council. The EPC website also provides access to lists of Registered Participants in the Schemes, which the EPC periodically updates.

Queries from UK payment service providers about the scheme adherence process can be sent by email to NASO@paymentscouncil.org.uk.

 

The schemes’ rulebooks and guidelines

Definitive information about all of the schemes can be found in the rulebooks and implementation guidelines of each. The rulebooks undergo a change consultation process each year and an updated version of the rulebooks is usually published around November. The various rulebooks and implementation guidelines can be found on the European Payments Council’s website.

Click here for the SCT documents

Click here for the SDD documents (Core and B2B)