The following institutions are full members of the Payments Council:
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| Abbey National plc | ABN-AMRO Bank N.V. |
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| Alliance & Leicester plc | American Express Services Europe Ltd |
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| Bank Machine Limited | Bank of America N.A. |
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| Bank of England | Bank of Ireland |
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| The Bank of New York Mellon | Bank of Scotland (The Governor and Company of) |
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| Bank of Tokyo-Mitsubishi UFJ, Ltd. | Barclays Bank plc |
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| Cardpoint Services Limited | Citibank NA (London Branch) |
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| Clydesdale Bank plc | Co-operative Bank plc (The) |
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| Danske Bank | Deutsche Bank AG |
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| DNB NOR Bank | HSBC Bank plc |
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| JPMorgan Chase Bank N.A. (London Branch) | Lloyds TSB Bank plc |
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| Nationwide Building Society | Northern Rock plc |
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| PayPal (Europe) Limited | Post Office Limited |
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| Royal Bank of Scotland plc | Standard Chartered Bank |
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| Wachovia |