Who received the consultation document?

We sent copies of the consultation document to the following organisations (PDF and hard copies of the consultation were available to anyone who requested them):

ABCUL (Association of British Credit Unions)
Accuity
ACMO (Association of Cash Machine Operators)
ACPO (Association of Chief Police Officers)
ACPO Scotland
ACT (Association of Corporate Treasurers)
Age Concern England
AITO (Association of Independent Travel Operators)
Albany Software
APACS, the UK payments association[1]
Association of British Insurers
Association of British Travel Agents
Association of Convenience Stores
Automatic Vending Association
Bacs[2]
Bacs Affiliates
Bango
Bank of England
Banking Code Standards Board
BASDA (Business & Accounting Software Developers Association)
BBA (British Bankers Association)
BBCC (Belfast Bankers Clearing Committee)
BCC (British Chambers of Commerce)
BCCA (British Cheque Cashers Association)
Better Payment Practice Campaign
BG Group
BHA (British Hospitality Association)
BII (British Innkeepers)
BRC (British Retail Consortium)
British Airways
British American Tobacco plc
British Parking Association
British Shops & Stores Association
British Telecom
British Vehicle Rental & Leasing Association
BSIA (British Security Industry Association)
BSA (Building Societies Association)
C Hoare & Co
CAB (Citizens Advice)
Callcredit
Capita
Cardiff Pinnacle Insurance plc
CBI (Confederation of British Industry)
Certegy
CHAPS Clearing Company[2]
Charity Commission
Cheque & Credit Clearing Company[2]
Cheque Guarantee Card Scheme[2] 
CIPFA (Chartered Institute of Public Finance and Accountancy)
CML (Council of Mortgage Lenders)
Consumer Council (FSA)
Currency Clearings²
D BERR (Department for Business, Enterprise & Regulatory Reform)
DfES (Department for Children, Schools and Families)
Diners Club
Direct Debit Ltd
Disability Alliance
Dovetail
DWP (Dept for Work and Pensions)
EDS
Electronic Money Association
Energy Retail Association
Equality Commission for Northern Ireland
Equifax
Equiniti
European Payments Council
Experian
Financial Inclusion Task Force
Financial Ombudsman Service
Financial Services Authority
Financial Services Consumer Panel
FLA (Finance & Leasing Association)
FBSHA (Foreign Banks and Securities Houses Association)
FPB (Forum of Private Business)
FSB (Federation of Small Businesses)
General Consumer Council for Northern Ireland
GlaxoSmithKline
Greater Manchester Passenger Transport Authority
GSI (Global Standards Initiative)
GSM Association
Help the Aged
HM Revenue & Customs
HM Treasury
Home Office
Homeloan Management Ltd
IBM
ICAEW (Institute of Chartered Accountants in England and Wales)
ICAS (Institute of Chartered Accountants of Scotland)
ICPACE (International Conference of Payment Association Chief Executives)
ifs School of Finance
IMRG (Interactive Media in Retail Group)
Information Commissioner
Information Security Advisory Group
Invest Northern Ireland
iPSL
J Sainsbury plc
JCB
The Law Society
Legal & General
LGA (Local Government Association)
LIBA (The London Investment Bankers Association)
LINK ATM Scheme[2] 
LogicaCMG
MasterCard
Microgen Banking Systems Ltd
Migrant Remittance Task Force
Miles & Miles Ltd
Mobey Forum
Money Advice Trust
MOTA (Mail Order Traders' Association of Great Britain)
National Confederation of Parent Teacher Associations
National Federation of Enterprise Agencies
National Federation of Retail Newsagents
National Housing Federation
National Pharmacy Association
National Savings & Investments
NCC (National Consumer Council)
NCR
Next Retail
Northern Ireland Bankers Association
Norwich Union Life
NUS (National Union of Students)
OCS (Oberthur Card Systems)
Office of Fair Trading
Office of the Paymaster General
Oracle Corporation UK
pfeg (Personal Finance Education Group)
Premium Credit Ltd
Remote Gambling Association
Resolution Foundation
Retail Motor Industry Federation
RETRA (Radio, Electrical and Television Retailers' Association)
Royal Mint
Runnymede Trust
Scottish Consumer Council
Scottish Law Commission
Shell
Social Market Foundation
Standard Life plc
SWIFT scrl
Telecommunications UK Fraud Forum
Toynbee Hall - SAFE
Trade Association Forum
Trading Standards Institute
Transport for London
Triton
tScheme (Scheme for Trust Service Provision)
TWIST Process Innovations
UK Money Transmitters Association
UKPIA (UK Petrol Industry Association)
Universities UK
Vendorcom
The Vendor Forum
Visa
Visit Britain (British Tourist Authority)
Vocalink
Voucher Association
Welsh Consumer Council
Which?
Wincor
Zurich Corporate Centre

[1] Consultation responses were invited from various APACS groups: including Card Payments Group; Cash Services Group; Fraud Control Steering Group; Liquidity Managers Group; and APACS affiliates.

[2] Consultation responses were invited from Payments Council members as well as the separate contracted payment schemes.